When applying for a credit card, research the best card for you. There are a number of factors to concern like Annual Percentage Rate (APR), periodic rate, annual fees, rewards programs, and grace periods. Understanding these factors will help you make an informed decision best for you. Click here for more information.
Being contacted by a debt collector can be a stressful and unnerving experience, but understanding the process and your rights can help ease the process. The Fair Debt Collection Practices Act (FDCPA) prohibits collectors from using abusive, unfair, or deceptive practices to collect debt from you. Once you have been contacted by a debt collector, the collector must send you a written statement detailing the name of the creditor, how much you owe, and what actions to take if you believe you do not owe them the money within five days. Click here for more information.